And as the branch disappeared, so did the teller. ATM had been an innovation within the existing world of physical banking, and thus its replacement of the bank teller could inevitably only be partial; as long as people were still visiting the bank branch, it was useful to repurpose tellers as “relationship bankers.” But when branch visits declined that stopped making sense. The iPhone represented a wholly different way of banking, and within it there was no real need for the bank teller: and so a large institution like Bank of America was able to reduce its headcount from 288,000 in 2010 to 204,000 in 2018.
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I had the opportunity to work alongside Munoz as he transformed United Airlines from the inside out, aligning a largely disgruntled 85,000-person workforce whose discontent was hemorrhaging into the customer experience.。业内人士推荐超级权重作为进阶阅读
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